Dec. 28, 2025 8:07 AM ETBank of America Corporation (BAC) StockMotti Sapir1.22K FollowersCommentsBank of America (BAC) remains a Hold as the stock price reflects strong results, efficient operations, and a robust balance sheet.BAC trades at 13x 2026 earnings and 1.47x book value, with upside and downside appearing balanced given current expectations.Revenue, profits, and capital returns are solid, but further upside depends on a material jump in lending profits or macro tailwinds.Risks include rising loan losses, regulatory changes, or falling rates; current valuation offers little margin of safety.J. Michael Jones/iStock Editorial via Getty ImagesMy last call on Bank of America (BAC) was Hold back when the stock traded at $48.74 in July. Now it’s at $56.25, near its highest price all year, after climbing 15%. Since then, BAC hasThis article was written byMotti Sapir1.22K FollowersWith over 15 years of experience in the markets and a degree in economics, I focus on breaking down companies with clarity and discipline. My goal is to give individual investors a straightforward, honest view—what’s working, what isn’t, and where the risks and opportunities actually are. I don’t chase narratives. I follow the numbers and the business underneath.Analyst’s Disclosure:I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.Comments