Social Security Christmas week 2025 office hours and retirement age changes in 2026 explained: How early claiming affects benefits? Here's timings, staffing plans and holiday pay

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Social Security Christmas week 2025 office hours and retirement age changes in 2026 affect millions. SSA offices stay open on December 24 and 26. Retirement age reaches 67 in 2026 for people born in 1960 or later, changing benefit planning.