Save, budget and say goodbye to debt: 6 financial resolutions to start 2026 on the right note

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become a landlord for as little as $100 — and no, you don't have to deal with tenants or fix freezers. Here's howDave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake — here’s what it is and 3 simple steps to fix it ASAPI’m almost 50 years old and have nothing saved for retirement. What do I do? Don’t panic. Here are 6 easy ways to catch up (and fast)One of the surveys, by Ipsos for Wells Fargo, polled adults aged 25 and olders with an annual household income under $100,000 (1). Of those who planned to make a New Year’s resolution, 70% said that increasing their savings would rank first among financial goals.A second survey, by investment firm Vanguard, revealed that, while 75% of Americans overall didn’t accomplish their 2025 “saving and spending” resolutions (2), a whopping 84% said saving money and building an emergency fund remained their main financial targets for the coming year.Couple that with the rising cost of living and an economy teetering on recession, and it’s easy to understand why most folks want to put more money away in 2026.So from savings strategies to budget building and debt reduction, these six financial resolutions could help increase your cash reserve and make 2026 your most financially productive year yet.While this one’s a no-brainer, there are various ways to approach saving depending on your end goal. For example, if you’re saving for health care related reasons, a health savings account (HSA) could be a good option. If retirement is more your concern, you’d want to consider an individual investment account (IRA) or Roth IRA.If you’re simply looking to build a general savings nest egg, however, a high-yield savings account is a solid strategy. Fortune notes that “the best rates are often found with online-only accounts,” so you’ll have to be fine with online banking. That said, you’ll earn higher interest rates and, without the added temptation to spend the money — Fortune points out that these accounts are usually not accessible via debit card or check — your cash is left to accumulate interest.You could also opt for other types of savings accounts — money market, certificates of deposit, a traditional savings account — or build savings through investments, but a high-yield account may be your best bet for steady, nonvolatile growth.Terms and Privacy PolicyPrivacy & Cookie SettingsMore InfoS&P 5006,834.50 +59.74 (+0.88%)Dow 3048,134.89 +183.04 (+0.38%)Nasdaq23,307.62 +301.26 (+1.31%)Russell 20002,529.42 +21.56 (+0.86%)VIX14.91 -1.96 (-11.62%)Gold4,387.30 +22.80 (+0.52%)Trending tickersBTC-USD Bitcoin USD 88,172.70 +189.33 (+0.22%)XRP-USD XRP USD 1.94 +0.07 (+3.69%)ETH-USD Ethereum USD 2,986.67 +31.65 (+1.07%)^GSPC S&P 500 6,834.50 +59.74 (+0.88%)LAZR Luminar Technologies, Inc. 0.6044 +0.3844 (+174.73%)PortfolioSign in to access your portfolioSign inTop gainersDJTWW Trump Media & Technology Group Corp. 9.94 +2.32 (+30.44%)FOLD Amicus Therapeutics, Inc. 14.18 +3.29 (+30.21%)FLY Firefly Aerospace Inc. 24.65 +4.58 (+22.82%)CRWV CoreWeave, Inc. 83.00 +15.32 (+22.64%)EWTX Edgewise Therapeutics, Inc. 25.55 +4.40 (+20.80%)Top losersLW Lamb Weston Holdings, Inc. 43.94 -15.39 (-25.94%)IRON Disc Medicine, Inc. 80.04 -10.40 (-11.50%)NKE NIKE, Inc. 58.71 -6.92 (-10.54%)OLMA Olema Pharmaceuticals, Inc. 27.93 -2.88 (-9.35%)KBH KB Home 57.39 -5.36 (-8.54%)Most activeBBAI BigBear.ai Holdings, Inc. 6.26 +0.63 (+11.19%)NVDA NVIDIA Corporation 180.99 +6.85 (+3.93%)FOLD Amicus Therapeutics, Inc. 14.18 +3.29 (+30.21%)HL Hecla Mining Company 19.67 +0.64 (+3.36%)WBD Warner Bros. 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