Colombia’s real-time payments transformation is accelerating at remarkable speed. In just five months, Bre‑B has processed more than 500 million transactions and registered over 100 million payment keys, firmly establishing the scheme as one of the most rapidly scaled real-time payment systems in Latin America.For this achievement, ACI has been named the winner of this year’s Central Banking Financial Market Infrastructure Services – Retail Award. The awards judges highlighted the collaborative nature of the scheme, the implementation in record time, and ACI’s flexibility in addressing design challenges to deliver the Bre-B implementation on schedule, ensuring a highly successful launch.These milestone results will be in the spotlight at Fintech Americas Miami 2026, where Mauricio Fernández, real-time payments lead, Latin America, ACI Worldwide, and Ana Carolina Ramírez Pineda, deputy director of retail payments, Banco de la República, will share insights into Bre-B’s rapid rise and outline what comes next for the national scheme.Powered by ACI Worldwide and operated by Banco de la República, Bre‑B is redefining how Colombians send money, pay merchants, and engage with digital financial services. Its early performance reflects both the scale and inclusivity of Colombia’s new real-time payments infrastructure, representing one of the strongest national real-time deployments anywhere in the world.A New Foundation for Colombia’s Real‑Time EconomyLaunched to modernize the country’s payment infrastructure and expand financial inclusion, Bre-B enables instantaneous, interoperable transfers across all participating financial institutions. Built on ACI’s Digital Central Infrastructure, the scheme is already reshaping how consumers, merchants, government entities, and utilities conduct transactions. It also represents a regional first: a nationally coordinated real‑time payments scheme jointly developed by the central bank, regulators, commercial banks, and technology partners, setting a new standard for collaborative digital payments innovation in Latin America.ACI Worldwide: Powering Colombia’s National Real-Time SchemeAs Banco de la República’s technology partner, ACI Worldwide provides the addressing directory, 24/7 clearing and settlement engine, and interoperability services that underpin Bre-B’s reliability and scale.“Bre-B’s first five months demonstrate what coordinated leadership and modern infrastructure can achieve at national scale,” said Mauricio Fernández, real-time payments lead, Latin America, ACI Worldwide. “Colombia is now one of the region’s most advanced real-time payments markets. We are proud to support Banco de la República in building a system that strengthens financial inclusion and sets a new benchmark for Latin America.”“Bre-B has fundamentally transformed how Colombians transact, creating faster, more transparent, and more inclusive financial services,” said Ana Carolina Ramírez Pineda, deputy director of retail payments, Banco de la República. “The first five months highlight the power of interoperability and strong public-private collaboration. As we move into the next phase, continued partnership with ACI Worldwide will be essential in expanding innovation and exploring real‑time cross‑border opportunities.”Looking Ahead: Real‑Time Cross‑Border OpportunitiesWith domestic real-time payments firmly established, attention now turns to the cross‑border dimension, particularly the high‑volume corridor between the United States and Latin America.At Fintech Americas, ACI Worldwide will outline how domestic real-time schemes like Bre-B can interoperate with global real-time networks, positioning regional banks to compete in the fast‑growing remittances and international payments space.Fintech Americas Miami 2026: ACI Worldwide and Banco de la República on StageBre‑B will take center stage at Fintech Americas as ACI Worldwide and Banco de la República share their journey, insights, and lessons learned.NoYesPayments20 Mar, 2026