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0;switch(e){case"expanded_panel":o='{promoMarkup}{notifMarkup}',a=n._store.getNotifications(),r=n._generatePanelMarkup(o,a),i.innerHTML=r;break;case"error_panel":r=(o='{errorMsg}').replace("{errorMsg}",n._config.panel.errorMsg),i.innerHTML=r}t&&t()}else t&&t(new Error("No panel parent"))}},{key:"createPanelParentNode",value:function(e){e&&(e.innerHTML='',this._panelNode=document.getElementById(P))}},{key:"updateBadgeNode",value:function(e){if(e){var t=this._store.getNotifications().newCount,n=this._config.badge.maxCount;if(t){var o=t>n?n+"+":t;e.innerHTML=o}else e.innerHTML=""}}},{key:"addStyles",value:function(e){if(e&&"undefined"!=typeof window){var t=document.getElementById(this._config.panel.styleTagId);t||((t=document.createElement("style")).type="text/css",t.id=this._config.panel.styleTagId,t.innerText=e,document.head.appendChild(t))}}}]),e}(),j=function(){function e(t,n,o){E(this,e);var i=this;i._store=n,i._view=o,i._config=t;var 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e=this;e._store.resetNewCount(),e._view.updateBadgeNode(e._badgeNode),M(e._badgeNode,e._config.badge.hideClass)}},{key:"_showIndicator",value:function(){this._indicatorNode&&(this._store.getNotifications().newCount?M(this._indicatorNode,this._config.panel.indicatorClass):I(this._indicatorNode,this._config.panel.indicatorClass))}},{key:"_showBadge",value:function(){var e=this;e._store.getNotifications().newCount?I(e._badgeNode,e._config.badge.hideClass):M(e._badgeNode,e._config.badge.hideClass)}}]),e}(),F={promos:{eligibleBodyClass:"display-push-promos",enableNotifOnboard:!0,bypassEligibleClassCheck:!1,notifOnboardBtnLabel:"Notify Me",notifOnboardMsg:"Get alerts for breaking news and top stories",promoLogo:"https://s.yimg.com/cv/apiv2/ae/news/circle_bell.png",showYahooLogo:!0,subscriptionTopic:"gondor_homerun_news"},badge:{hideClass:"",maxCount:5,selector:""},panel:{emptyPanelMsg:"You have no new 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n,o,i,r=e.getConfig();if(t.ybar&&["desktop","tablet"].includes(r.device)&&(null===(n=r.bucketConfig)||void 0===n?void 0:n.highlight_searchassist)&&(null===(o=r.bucketConfig)||void 0===o?void 0:o.overlay_class)){t.ybar.setAttribute("data-ovrly-bkt",r.bucketConfig.overlay_class),null===(i=t.searchForm)||void 0===i||i.classList.add(Ft[r.bucketConfig.overlay_class]);var a=document.createElement("div");a.classList.add(Ft.overlay,Ft[r.bucketConfig.overlay_class]),document.body.appendChild(a),e.onDestroy((function(){document.body.removeChild(a)})),e.addElementListener(t.searchForm,"focusout",(function(e){if(t.searchForm&&t.searchInput){var n=e.relatedTarget;n&&!t.searchForm.contains(n)&&window.YAHOO.SA&&window.YAHOO.SA.apps&&window.YAHOO.SA.apps[0]&&window.YAHOO.SA.apps[0].view.shown&&window.YAHOO.SA.apps[0].view.hide()}}))}}(e,o),Vt(e,o),o.searchGradientBorder){var i=!1;o.searchInput.addEventListener("keydown",(function(e){var 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Regional Report, ended 2024 among the most profitable globally. A ratings upgrade and an earnings challenge can coexist, and right now they do.GCC banks built that profitability on elevated interest rates and substantial non-interest-bearing deposits. In Saudi Arabia, an efficiency drive delivered an average eight percentage point improvement in efficiency since 2022, according to GlobalData. The rate environment that enabled all of it is now working in reverse.The UAE's exposure is structural. With the dirham pegged to the US dollar, domestic monetary policy follows the Federal Reserve directly, meaning rate cuts transmit into asset yields almost immediately while deposit costs adjust more slowly."The single biggest pressure point is the speed of margin normalisation relative to banks' ability to reprice liabilities," says Joanne Kumire, analyst at GlobalData. "In the UAE particularly, rate cuts transmit directly into asset yields, while deposit costs do not always adjust as quickly. That creates a lag effect where net interest income compresses faster than operating costs can be taken out."Saudi Arabia is not immune, but it enters the easing cycle with more tools. Margins in the kingdom were up slightly during the high-rate period of 2023–24 but remain well below pre-pandemic levels, a reminder that volume and efficiency can defend earnings without eliminating rate pressure. Saudi banks have more room to absorb it.Moody's maintains a stable outlook, expecting banks to partly offset lower yields by widening loan spreads as credit demand grows, with non-oil GDP forecast at 4.2% in 2026 and credit growth running at around 8%.Underpinning that is a mortgage market that, according to GlobalData, grew at a 21% compound annual rate from 2020, the fastest globally, driven by the Sakani programme and the Saudi Real Estate Development Fund. Saudi banks can, to a meaningful degree, replace rate income with volume. The UAE's position is less straightforward.Emirates NBD is approaching a 30% market share of all UAE retail deposits, more than the next two competitors combined, according to GlobalData analysis. That kind of concentration implies commanding customer relationships. 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