‘I changed my will to deter vultures’: I’m in my 60s and disabled. Do I impoverish myself to qualify for Medicaid?

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':"";if(a){var r=n.promos.showYahooLogo?"":"yns-no-logo";a=a.replace("{notifOnboardBtnLabel}",n.promos.notifOnboardBtnLabel).replace("{notifOnboardMsg}",n.promos.notifOnboardMsg).replace("{subscriptionTopic}",n.promos.subscriptionTopic).replace("{noLogoClass}",r).replace("{promoLogo}",n.promos.promoLogo)}var s=t.newCount>n.panel.maxCount?t.newCount:"",c=n.panel.notificationCenterPath,l=c?"":P,u=n.panel.headerMsg?"":" "+P,d=c?R:"",p=void 0;t.count?p=t.markup:p='{emptyPanelMsg}'.replace("{emptyPanelMsg}",n.panel.emptyPanelMsg);return e=e.replace("{notifMarkup}",p).replace("{promoMarkup}",a).replace("{hideClass}",l).replace("{notifCenterLink}",c).replace("{paddingClass}",d).replace("{headerMsg}",n.panel.headerMsg).replace("{hideHeaderClass}",u).replace(/{notificationCenterNavMsg}/g,n.panel.notificationCenterNavMsg).replace(/{newCount}/g,s)}},{key:"render",value:function(e,t){var n=this;if(n._panelNode){var o=void 0,i=n._panelNode,a=void 0,r=void 0;switch(e){case"expanded_panel":o='{promoMarkup}{notifMarkup}',r=n._store.getNotifications(),a=n._generatePanelMarkup(o,r),i.innerHTML=a;break;case"error_panel":a=(o='{errorMsg}').replace("{errorMsg}",n._config.panel.errorMsg),i.innerHTML=a}t&&t()}else t&&t(new Error("No panel parent"))}},{key:"createPanelParentNode",value:function(e){e&&(e.innerHTML='',this._panelNode=document.getElementById(D))}},{key:"updateBadgeNode",value:function(e){if(e){var t=this._store.getNotifications().newCount,n=this._config.badge.maxCount;if(t){var o=t>n?n+"+":t;e.innerHTML=o}else e.innerHTML=""}}},{key:"addStyles",value:function(e){if(e&&"undefined"!=typeof window){var t=document.getElementById(this._config.panel.styleTagId);t||((t=document.createElement("style")).type="text/css",t.id=this._config.panel.styleTagId,t.innerText=e,document.head.appendChild(t))}}}]),e}(),U=function(){function e(t,n,o){L(this,e);var i=this;i._store=n,i._view=o,i._config=t;var 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Gt(e,o.submitSearchBtn,m(m({},Kt),{label:null!==(t=n.i18n.root.SEARCH_TOOLTIP_WEB)&&void 0!==t?t:"Search the web",containerClass:"".concat(jt.tooltip," ").concat(jt.tooltip__web),tooltipParentElm:o.clearSearchBtn.parentElement}))}));var Jt="_yb_tdk4ba",Vt="_yb_hkd17a",$t="_yb_rtzclf",Xt="_yb_tdbhj6",Zt="_yb_de52ef",Qt="_yb_9hwrey",en="_yb_slc8ta",tn="_yb_bf0svp",nn="_yb_hjic9z";be("ybar-mod-adaptivenav",(function(e){var t=document.querySelector("#ybar-l1-more-menu ul"),n={moreDropDown:document.querySelector(".".concat(Jt)),moreBtn:document.querySelector(".".concat(Vt)),wrap:document.querySelector(".".concat(Xt)),moreSectionTitle:document.querySelectorAll(".".concat(Zt)),editionsCtaBtn:document.querySelector(".".concat(Qt)),editionsMenu:document.querySelector(".".concat(en)),closeBtn:document.querySelector(".".concat(tn)),moreMenuDropDownHeight:t?"".concat(t.offsetHeight+48,"px"):"0"};new 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RegExp("[?&]notifications=1(&|#|$)");"desktop"===y&&i&&b.test(window.location.search)&&(i.checked=!0)};be("ybar-mod-notification",(function(e){var t={isUH3:"crunch"===e.getConfig().ytheme,notifContainer:document.getElementById("notification-container"),notifBadge:document.getElementById("notif-badge"),notifMenu:document.getElementById("ybarNotificationMenu"),notifMenuOpener:document.querySelector("#ybarNotificationMenu + label"),notifDropdown:document.getElementById("notifDropdownContainer"),tooltipContainer:document.querySelector(".".concat(Vn)),notifLabel:document.querySelector(".".concat($n))};t.notifDropdown&&ro(e,t)}))}()}};]]>Quentin FottrellTue, Sep 23, 2025, 5:50 PM 9 min read“As technology advances, I find it more difficult to do things most people take for granted.” (Photo subject is a model.) - Getty Images/iStockphotoI need your advice on a decision that is financially and ethically one of the most difficult I’ve ever had to make. As a child of the 1960s, I was born in a time when the elderly and disabled were hidden away in back bedrooms and institutions. All the better to allow the more “perfect” members of society to live the dream that life was rosy and gay.Age, and my own life experiences, have left me physically disabled. I still take care of myself, manage my finances and maintain my house, car and two pets. I am debt-free and own two properties, one of which is listed for sale. My monthly budget is tight but currently manageable. I even balance my checkbook to the penny every month.Kenvue says Tylenol is safe, but stock hits record low as Trump makes unproven link to autismI’m 88 and leaving my $450,000 estate to my son because he has children. Is that wrong?‘I haven’t filed taxes in 20 years’: I’m 55 and about to get laid off. I’ve $1 million in crypto. Am I in big trouble?As technology advances, I find it more difficult to do things most people take for granted. Businesses, and pretty much everyone else for that matter, insist everything be done online. I’m now in my 60s. I used to rely on old-fashioned paper and pens. However, holding a pen is now painful and difficult. It can take days for me to write a simple letter.I’ve been repeatedly asked, “Isn’t there a friend, relative or neighbor who can help you?” Woe to us who have none of the above helpful angels to ask for help. One lovely lady, whose job it is to be of help, actually insisted I go to my local high school, find the typing class and hire a student to do my letter-writing and computer entry for me.Medicaid is going through major changes and doesn’t seem reliable. In today’s market, “spending down” my assets may require dumping my other property for peanuts, then wasting the profits and my savings on vacations I can’t take, luxuries I couldn’t keep and gifts that could be subject to the five-year look-back period.It also goes against my principles to dispose of my assets just so the government will support me. Assisted-living facilities and nursing homes are under a great deal of financial strain these days. Just staffing them properly is becoming ever more difficult. I am low on the baby boomer totem pole, so it is doubtful there will be a bed available for me.I worked and paid into Social Security. I raised my child. I pay my taxes and insurance, donate money and personal belongings, and say “please” and “thank you.” I even insist that the able-bodied cut in line ahead of me at checkout when all they have is two cases of beer. I canceled my pricey term life insurance and I changed my will to deter vultures.Terms and Privacy PolicyPrivacy & Cookie SettingsMore InfoS&P 5006,681.16 -12.59 (-0.19%)Dow 3046,413.76 +32.22 (+0.07%)Nasdaq22,714.71 -74.27 (-0.33%)Russell 20002,478.83 +15.49 (+0.63%)VIX16.23 +0.13 (+0.81%)Gold3,808.00 +32.90 (+0.87%)PortfolioSign in to access your portfolioSign inTop gainersCXT Crane NXT, Co. 65.20 +8.72 (+15.44%)LB LandBridge Company LLC 59.73 +7.54 (+14.41%)BBAI BigBear.ai Holdings, Inc. 8.01 +0.93 (+13.14%)ASTS AST SpaceMobile, Inc. 55.30 +6.45 (+13.20%)FORD Forward Industries, Inc. 31.31 +3.42 (+12.28%)Top losersBRBI BRBI BR Partners S.A. 18.88 -44.80 (-70.24%)DGNX Diginex Limited 15.29 -2.46 (-13.87%)FLY Firefly Aerospace Inc. 43.13 -6.39 (-12.90%)GMRE Global Medical REIT Inc. 34.51 -3.44 (-9.08%)SYM Symbotic Inc. 55.87 -4.86 (-8.00%)Most activePLUG Plug Power Inc. 2.6800 +0.0265 (+1.00%)OPEN Opendoor Technologies Inc. 7.91 -0.47 (-5.59%)BBAI BigBear.ai Holdings, Inc. 8.01 +0.93 (+13.14%)NVDA NVIDIA Corporation 179.82 -3.79 (-2.06%)SOUN SoundHound AI, Inc. 18.17 +0.86 (+4.94%)Earnings eventsMy earnings eventsEarnings eventsTrending tickersTSM Taiwan Semiconductor Manufacturing Company Limited 281.53 +8.90 (+3.26%)BBAI BigBear.ai Holdings, Inc. 8.01 +0.93 (+13.06%)AMZN Amazon.com, Inc. 222.31 -5.32 (-2.34%)SOUN SoundHound AI, Inc. 18.20 +0.89 (+5.11%)BETR Better Home & Finance Holding Company 66.99 +17.01 (+34.03%)Top economic events