George Kamel: 11 Money Milestones That Prove You’re Crushing It

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RegExp("[?&]notifications=1(&|#|$)");"desktop"===y&&i&&b.test(window.location.search)&&(i.checked=!0)};be("ybar-mod-notification",(function(e){var t={isUH3:"crunch"===e.getConfig().ytheme,notifContainer:document.getElementById("notification-container"),notifBadge:document.getElementById("notif-badge"),notifMenu:document.getElementById("ybarNotificationMenu"),notifMenuOpener:document.querySelector("#ybarNotificationMenu + label"),notifDropdown:document.getElementById("notifDropdownContainer"),tooltipContainer:document.querySelector(".".concat(Vn)),notifLabel:document.querySelector(".".concat($n))};t.notifDropdown&&ro(e,t)}))}()}};]]>Ashley DonohoeSun, September 28, 2025 at 5:01 PM GMT+2 5 min readThe State of Personal Finance study from Ramsey Solutions found that 67% of Americans were either financially stable or thriving in the first quarter of 2025. But even if you’re someone who doesn’t have trouble paying the bills and even saving a little, you might still feel like you haven’t accomplished enough in the area of personal finance.See Next: Dave Ramsey Says This Is the Best Way To Pay Off DebtTry This: 3 Reasons Retired Boomers Shouldn't Give Their Kids a Living Inheritance (And 2 Reasons They Should)A YouTube video from money expert George Kamel discussed 11 small to large money milestones that show you’re crushing it. Find out below which financial wins you have to celebrate and why they matter.Also Kamel said don’t obsess over your net worth — here’s why.Kamel explained that cutting up credit cards is an emotional step that leads to big changes in your life. Even though it’s challenging at first, no longer using credit cards puts you on a path to avoid burdensome debt and interest payments and build more wealth. It also pushes you to spend more responsibly.Discover Next: I Made $10,000 Using One of Dave Ramsey’s Best Passive Income IdeasThis small step helps you spend more intentionally and have a better understanding of where your money is going. Kamel suggested a zero-based budget that requires allocating every dollar to a specific use, such as a spending category, debt payoff or savings and investment goals. He also highlighted the free EveryDollar app, which is helpful for beginners.A Pew Research Center survey found that 51% of Americans didn’t have a three-month emergency fund. Some people have nothing at all, so having any savings is a worthy milestone that gives you some financial security.Kamel encouraged getting used to regularly saving cash and working toward a $1,000 emergency fund, which he said you shouldn’t focus on fully funding until you’re debt-free.“Being debt-free is a big one because it’s the point where you stop paying for the past and you start building for the future,” Kamel said.This milestone frees you of interest, monthly payments and some stress. Instead, you can focus on getting a return on your money. If you’re not there yet, consider Kamel’s recommendation to use the snowball method, which involves paying off your debts from the smallest to largest.Kamel explained that this money milestone is important for having a safety net for emergencies, such as vet bills, car repairs and home repairs.Terms and Privacy PolicyPrivacy & Cookie SettingsMore InfoS&P 5006,661.21 +17.51 (+0.26%)Dow 3046,316.07 +68.78 (+0.15%)Nasdaq22,591.15 +107.09 (+0.48%)Russell 20002,435.25 +0.93 (+0.04%)VIX16.12 +0.83 (+5.43%)Gold3,857.70 +2.50 (+0.06%)PortfolioSign in to access your portfolioSign inTop gainersWOLF Wolfspeed, Inc. 22.10 +20.89 (+1,726.45%)MRUS Merus N.V. 93.67 +24.78 (+35.97%)GRAL GRAIL, Inc. 58.77 +8.91 (+17.87%)SNDK Sandisk Corporation 113.50 +16.38 (+16.87%)ETSY Etsy, Inc. 74.34 +10.16 (+15.83%)Top losersMENS Jyong Biotech Ltd. 50.00 -9.74 (-16.30%)CART Maplebear Inc. 37.92 -4.40 (-10.40%)FORD Forward Industries, Inc. 26.51 -2.72 (-9.31%)PGY Pagaya Technologies Ltd. 31.76 -2.88 (-8.31%)UPST Upstart Holdings, Inc. 52.74 -4.60 (-8.02%)Most activeTLRY Tilray Brands, Inc. 1.8500 +0.7000 (+60.87%)SNAP Snap Inc. 8.40 +0.13 (+1.57%)NVDA NVIDIA Corporation 181.85 +3.66 (+2.05%)OPEN Opendoor Technologies Inc. 8.20 -0.61 (-6.92%)INTC Intel Corporation 34.48 -1.02 (-2.87%)Earnings eventsMy earnings eventsEarnings eventsTrending tickersWOLF Wolfspeed, Inc. 22.10 +20.89 (+1,726.45%)TLRY Tilray Brands, Inc. 1.8500 +0.7000 (+60.87%)HOOD Robinhood Markets, Inc. 136.72 +14.94 (+12.27%)PYPL PayPal Holdings, Inc. 69.68 +2.38 (+3.54%)UPST Upstart Holdings, Inc. 52.74 -4.60 (-8.02%)Top economic events