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RegExp("[?&]notifications=1(&|#|$)");"desktop"===y&&i&&b.test(window.location.search)&&(i.checked=!0)};be("ybar-mod-notification",(function(e){var t={isUH3:"crunch"===e.getConfig().ytheme,notifContainer:document.getElementById("notification-container"),notifBadge:document.getElementById("notif-badge"),notifMenu:document.getElementById("ybarNotificationMenu"),notifMenuOpener:document.querySelector("#ybarNotificationMenu + label"),notifDropdown:document.getElementById("notifDropdownContainer"),tooltipContainer:document.querySelector(".".concat(Vn)),notifLabel:document.querySelector(".".concat($n))};t.notifDropdown&&ro(e,t)}))}()}};]]>Quentin FottrellFri, September 26, 2025 at 10:25 PM GMT+2 5 min read“The decision to buy this stock gave my mom financial security, and it feels almost disloyal to sell even a portion.” (Photo subject is a model.) - Getty Images/iStockphotoI’d like your advice on a dilemma I’ve been struggling with.When my mother passed away, I inherited a significant number of Apple shares through an inherited IRA. My overall investments are about $600,000, and Apple now makes up about 50% of my portfolio. My broader strategy is to invest primarily in dividend-paying ETFs across sectors, and I plan to retire in 10 years.I’m 70 and have Alzheimer’s. My son’s girlfriend put $750 worth of lottery tickets on a credit card I gave him. What can I do?My husband and I put our $1.2 million house in an irrevocable trust. Can we sell the home and buy another one?First Amazon conquered retail. Now it’s quietly building a $35 billion business that’s changing how companies operate.I’ve been taking my RMDs in stock rather than cashing in, so I still hold all of the Apple shares. While the stock has dipped at times, it has performed strongly overall — as this past week’s climb reminded me. Still, it feels like I have far too many eggs in one basket. The dividend only nets me about $1,000 per year.I worry that a downturn in the tech sector, or something Apple-specific, could wipe out half my portfolio. There’s also an emotional factor. My mother, who worked modest jobs most of her life, bought Apple at around $8 a share. The decision to buy this stock gave my mom financial security, and it feels almost disloyal to sell even a portion.I’d like your advice on how to approach this stock long-term. Should I begin trimming my position and reallocating, or is it reasonable to keep holding given my 10-year horizon? I do have some funds in cash and real estate, but most of my investments are in the market. Thank you for your perspective.Grateful DaughterRelated: ‘It might be another Apple or Microsoft’: My wife invested $100K in one stock and it exploded 1,500%. Do we sell?Be clear about the gamble you’re taking. - MarketWatch illustrationYour mother was a smart, forward-thinking woman, and also a generous one.If you are going to hold 50% of your portfolio in Apple, you need to be an Apple believer. That doesn’t make you right or wrong, and it doesn’t mean nothing bad will happen to the stock in the next 10 years, but it does mean you should (probably) be an Apple enthusiast. It will help you journey through the peaks and valleys that come with owning most stocks.You’re breaking one of the cardinal rules of stock ownership, as you know. That is, putting all your stock (or 50% in this case) in one company’s basket. It can lead to disaster, and it can lead to riches beyond your wildest dreams for the lucky few (if, for example, you long had Nvidia NVDA or Palantir PLTR shares in your portfolio). Be clear about the gamble you’re taking.Terms and Privacy PolicyPrivacy & Cookie SettingsMore InfoS&P 5006,643.70 +38.98 (+0.59%)Dow 3046,247.29 +299.97 (+0.65%)Nasdaq22,484.07 +99.37 (+0.44%)Russell 20002,434.32 +23.28 (+0.97%)VIX15.29 -1.45 (-8.66%)Gold3,809.00 +37.90 (+1.01%)PortfolioSign in to access your portfolioSign inTop gainersCRNX Crinetics Pharmaceuticals, Inc. 45.91 +10.02 (+27.92%)QMMM QMMM Holdings Limited 119.40 +19.40 (+19.40%)EA Electronic Arts Inc. 193.35 +25.03 (+14.87%)SRRK Scholar Rock Holding Corporation 38.75 +4.26 (+12.35%)PPTA Perpetua Resources Corp. 21.16 +2.16 (+11.37%)Top losersCNXC Concentrix Corporation 47.66 -7.33 (-13.33%)MP MP Materials Corp. 68.63 -8.50 (-11.02%)KC Kingsoft Cloud Holdings Limited 15.64 -1.83 (-10.48%)IREN IREN Limited 41.86 -4.43 (-9.57%)OKLO Oklo Inc. 110.53 -8.60 (-7.22%)Most activeINTC Intel Corporation 35.50 +1.51 (+4.44%)OPEN Opendoor Technologies Inc. 8.81 -0.28 (-3.08%)SNAP Snap Inc. 8.27 -0.06 (-0.72%)NVDA NVIDIA Corporation 178.19 +0.50 (+0.28%)F Ford Motor Company 12.01 +0.39 (+3.36%)Earnings eventsMy earnings eventsEarnings eventsTrending tickersFWONK Formula One Group 104.93 +0.97 (+0.93%)BTC-USD Bitcoin USD 109,525.61 -93.34 (-0.09%)PPL PPL Corporation 36.72 +0.56 (+1.55%)XRP-USD XRP USD 2.78 -0.01 (-0.18%)AMKR Amkor Technology, Inc. 29.03 -0.14 (-0.46%)Top economic events