My daughter mingled finances with her ex-boyfriend, and he wrecked her credit. How can I help get her back on track?

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can now become a landlord for as little as $100 — and no, you don't have to deal with tenants or fix freezers. Here's howDave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake — here’s what it is and 3 simple steps to fix it ASAPTurning 50 with $0 saved for retirement? Most people don’t realize they’re actually just entering their prime earning decade. Here are 6 ways to catch up fastImagine Jane, a 58-year-old mother, watching her 27-year-old daughter, Krysta, unravel financially after a breakup. Jane had always considered Krysta responsible. She graduated from college, landed a stable job and always paid her bills on time.Then Krysta met Tyler. Jane thought he was a bit immature, but harmless. It wasn’t until later she learned Tyler was terrible with money, and Krysta enabled his behavior. She added Tyler as an authorized user on her credit card because it had a lower interest rate than his. She cosigned on a car loan he couldn’t get on his own. They rented a luxury apartment they qualified for largely because of Krysta’s stronger credit score and income.When the relationship ended, so did Tyler’s willingness to pay. The car payments fell behind. The credit card debt he added wasn’t getting paid off. They broke their lease, but he bailed on his half of the final month of rent. And because much of the finances were tied to both of their names, the damage has followed Krysta. Her credit score plunged. Jane wants to help, but what can she do in this type of situation?Blending finances isn’t just about splitting rent or sharing a streaming account — it can mean sharing liability. In Krysta’s case, she had far more to lose.When someone allows a partner to use their credit card, cosigns a loan or qualifies for housing based on their stronger credit score, they are putting their own financial reputation on the line. Lenders don’t care who swiped the card or drove the car. They care whose name is on the contract.That underlines a hard truth: adults are responsible for their own credit. Even if Krysta felt pressured or wanted to “help” Tyler, she agreed of her own will to sign the paperwork.Read More: The average net worth of Americans is a surprising $620,654. But it almost means nothing. Here’s the number that counts (and how to make it skyrocket)For parents like Jane, the instinct may be to jump in and fix everything. But think about how vulnerable she must be feeling. On top of mending a broken heart, Krysta might be dealing with embarrassment and shame.Terms and Privacy PolicyPrivacy & Cookie SettingsMore InfoS&P 5006,878.88 -29.98 (-0.43%)Dow 3048,977.92 -521.28 (-1.05%)Nasdaq22,668.21 -210.17 (-0.92%)Russell 20002,632.36 -44.93 (-1.68%)VIX19.86 +1.23 (+6.60%)Gold5,247.90 +53.70 (+1.03%)Trending tickersBTC-USD Bitcoin USD 66,313.93 +2,226.41 (+3.47%)ETH-USD Ethereum USD 1,979.40 +109.09 (+5.83%)XRP-USD XRP USD 1.37 +0.07 (+5.54%)SOL-USD Solana USD 84.89 +5.92 (+7.50%)BTC-EUR Bitcoin EUR 56,112.66 +1,883.92 (+3.47%)PortfolioSign in to access your portfolioSign inTop gainersAAOI Applied Optoelectronics, Inc. 84.23 +30.54 (+56.88%)BWIN The Baldwin Insurance Group, Inc. 23.23 +4.74 (+25.64%)FIGS FIGS, Inc. 15.45 +2.98 (+23.90%)DELL Dell Technologies Inc. 148.08 +26.63 (+21.93%)PSKY Paramount Skydance Corporation 13.51 +2.33 (+20.84%)Top losersRUN Sunrun Inc. 13.25 -7.17 (-35.11%)FIGR Figure Technology Solutions, Inc. 25.28 -8.76 (-25.73%)CRWV CoreWeave, Inc. 79.56 -18.07 (-18.51%)ACA Arcosa, Inc. 107.48 -20.02 (-15.70%)TPC Tutor Perini Corporation 75.37 -14.01 (-15.67%)Most activeNVDA NVIDIA Corporation 177.19 -7.70 (-4.16%)NFLX Netflix, Inc. 96.24 +11.63 (+13.75%)SOFI SoFi Technologies, Inc. 17.76 -1.34 (-7.02%)PLUG Plug Power Inc. 1.7900 -0.1200 (-6.28%)NU Nu Holdings Ltd. 14.98 -0.08 (-0.53%)Top economic eventsEarnings eventsMy earnings eventsEarnings events