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They need additional revenue sources to make up for any lost profits connected to lower interest rates.Texas Capital Bancshares (NASDAQ: TCBI) has been quietly building those dependable revenue generators, and its treasury services, wealth management, investment banking, and other fee‑based segments have stepped up as meaningful contributors.Where to invest $1,000 right now? Our analyst team just revealed what they believe are the 10 best stocks to buy right now, when you join Stock Advisor. See the stocks »That may not be the kind of story that stands out in the crowded financial news space, but for investors, Texas Capital Bancshares is worth getting to know.Source image: Getty Images.Texas Capital has been building out its different revenue segments over the last several years, and those efforts are starting to pay off.In 2025, its fee income from what it calls "areas of focus" grew by 8%. That helped boost its overall fee-based revenue to $229 million. It was the bank's third straight record-setting year on that metric.Just from its investment banking business, Texas Capital forecasts fee-based income of $160 million to $175 million in 2026. These additional revenue streams are making its earnings steadier, offering the kind of predictability that appeals to investors seeking stable performance.Texas Capital has also strengthened its mortgage finance business, which could boost its profits in 2026.On its fourth-quarter 2025 earnings call, management explained that more than half of the bank's mortgage loan portfolio had been moved into enhanced credit structures. Those structures help make the loans safer through more stipulations, and mean they require less capital from the bank to support them.Management said those improvements act as the equivalent of "generating over $275 million of regulatory capital."If activity holds steady in 2026, Texas Capital believes its mortgage finance balances could grow by 15%, adding scale to a business segment that is already producing higher returns.Texas Capital is trading now at a forward price-to-earnings ratio of 13.5, which is a reasonable price for a bank that's posting more substantial revenue, increasing its income sources, and showing improving profitability trends.As shares have climbed roughly 40% over the last five years, compared to the S&P 500's nearly 77% return, investors shouldn't expect spectacular growth from here. The bank also doesn't pay a dividend, which is worth noting for income-focused investors.Terms and Privacy PolicyPrivacy & Cookie SettingsMore InfoS&P 5006,889.77 +52.02 (+0.76%)Dow 3049,196.67 +392.61 (+0.80%)Nasdaq22,875.96 +248.68 (+1.10%)Russell 20002,648.97 +27.98 (+1.07%)VIX19.50 -1.51 (-7.19%)Gold5,175.70 -49.90 (-0.95%)Trending tickersBTC-USD Bitcoin USD 64,154.30 -389.37 (-0.60%)AMD Advanced Micro Devices, Inc. 215.02 +18.42 (+9.37%)TSM Taiwan Semiconductor Manufacturing Company Limited 388.79 +18.75 (+5.07%)IOVA Iovance Biotherapeutics, Inc. 3.7650 +0.8750 (+30.28%)F Ford Motor Company 14.28 +0.63 (+4.66%)PortfolioSign in to access your portfolioSign inTop gainersKEYS Keysight Technologies, Inc. 303.60 +58.60 (+23.92%)IBRX ImmunityBio, Inc. 11.43 +1.60 (+16.23%)FRMI Fermi Inc. 10.30 +1.32 (+14.64%)DRS Leonardo DRS, Inc. 43.53 +5.39 (+14.13%)UCTT Ultra Clean Holdings, Inc. 69.83 +8.41 (+13.70%)Top losersXMTR Xometry, Inc. 44.01 -13.15 (-22.95%)CECO CECO Environmental Corp. 62.55 -15.14 (-19.48%)WHR Whirlpool Corporation 73.23 -9.99 (-12.00%)AWI Armstrong World Industries, Inc. 173.86 -18.97 (-9.83%)PLNT Planet Fitness, Inc. 83.21 -7.54 (-8.31%)Most activeNVDA NVIDIA Corporation 193.54 +1.99 (+1.04%)INTC Intel Corporation 45.95 +2.31 (+5.31%)AMD Advanced Micro Devices, Inc. 214.99 +18.39 (+9.35%)PLUG Plug Power Inc. 1.9200 +0.0800 (+4.35%)F Ford Motor Company 14.27 +0.62 (+4.58%)Top economic eventsEarnings eventsMy earnings eventsEarnings events