There really is no alternative.The shelter numbers out of the December personal income and spending report make this clear: You either collapse cost or the game is over, and you have to do it now.There is no "short term" thing you can do and then stop. It has to be permanent. It has to be because housing is too big of a piece of the whole and it, along with medical care (which I've written on many times -- there's only one answer there too, and its to collapse the price) are the sticky pieces that people cannot evade and which replaced Christmas spending this December.Inflation.......(Click link to read more)