US billionaires got $1.5T richer in 2025 as 24% of Americans live paycheck to paycheck. How to invest like the wealthy

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RegExp("[?&]notifications=1(&|#|$)");"desktop"===y&&i&&b.test(window.location.search)&&(i.checked=!0)};ge("ybar-mod-notification",(function(e){var t={isUH3:"crunch"===e.getConfig().ytheme,notifContainer:document.getElementById("notification-container"),notifBadge:document.getElementById("notif-badge"),notifMenu:document.getElementById("ybarNotificationMenu"),notifMenuOpener:document.querySelector("#ybarNotificationMenu + label"),notifDropdown:document.getElementById("notifDropdownContainer"),tooltipContainer:document.querySelector(".".concat($n)),notifLabel:document.querySelector(".".concat(Xn))};t.notifDropdown&&so(e,t)}))}()}};]]>Aditi GangulyThu, February 26, 2026 at 6:01 PM GMT+1 10 min readDrew Angerer / Getty ImagesMoneywise and Yahoo Finance LLC may earn commission or revenue through links in the content below.If it feels like the rich keep getting richer, the latest numbers suggest you’re not imagining it. America’s billionaire class saw one of its biggest wealth surges in recent memory last year.U.S. billionaires added roughly $1.5 trillion to their collective wealth in 2025, pushing their total fortunes from about $6.7 trillion to $8.2 trillion. This marks a 22% jump in just one year, according to a report published by Americans for Tax Fairness, based on an analysis of Forbes data (1).Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don't have to deal with tenants or fix freezers. Here's howDave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake — here’s what it is and 3 simple steps to fix it ASAPMost Americans earn a dismal 0.39% APY on their cash at big banks. Unlock up to 4.05% APY and pay $0 in account fees instead with a Wealthfront Cash AccountThe number of billionaires also grew 15%, from 814 to 935.Zoom out globally, and the trend looks even more dramatic. Worldwide billionaire wealth hit a record $15.8 trillion in 2025, driven by business creation, AI-driven gains and a massive wave of inheritance (2).Meanwhile, working-class Americans are struggling.All told, 24% of American households are living paycheck to paycheck, according to a Bank of America Institute study (3). Millennials and Gen Xers were especially vulnerable compared to other demographics. Meanwhile, the savings rate for Americans, measured as the percentage of disposable income left after other expenses are covered, has stayed low at just 3.6% (4).What’s more, a survey conducted by the Century Foundation found that 24% of Americans skipped treatment and medication last year in order to save money (5). The same survey found that 34% said they skipped a meal in the past year — up from 25% in an earlier poll conducted just months prior.As working-class households across the country struggle to remain afloat, the ultra-wealthy are pulling further ahead.Wealth gains in 2025 were far from evenly distributed. Although markets rose overall, a larger share of those gains went to households at the very top — deepening an already pronounced concentration of wealth.In the third quarter of last year, America’s top 1%, which includes millionaires, owned 31.7% of all U.S. wealth, the biggest share recorded since the Fed started tracking this data in 1989 (6). 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